Welcome to the website and services of Trs Financial Services Limited, located at 901-30 Duke St W, Kitchener - N2H 3W5, Canada (CA). These terms of service set out the conditions that govern your use of our website, https://www.trsfinance.buzz, and any services we provide. Please read them carefully before using our site or engaging our services.
By accessing our website or using any of our services, you agree to be bound by these terms of service and all rules and policies referenced within them, including our privacy policy. If you do not agree with any part of these terms, you should not use our website or our services.
These terms form a legally binding agreement between you and Trs Financial Services Limited. If you are using our services on behalf of a business or organisation, you represent that you have the authority to accept these terms for that business or organisation. Your continued use of our site or services after we post any changes means that you accept the updated terms.
Back to topTrs Financial Services Limited provides personal financial planning, small business bookkeeping, tax planning and filing support, retirement and savings strategies, cash flow and budget coaching, and insurance and estate coordination. These services are offered to households and businesses, delivered from our office in Kitchener, Canada.
Our role is to help you organise, understand, and act on your financial information. We support you with practical guidance, well kept records, and clear plans. We do not in any way act as a substitute for professional advice where special credentials are required, and where we work alongside other professionals we do so with your permission and in coordination with them.
Back to topOur website and services are intended for individuals who have reached the age of majority in their place of residence and who are capable of entering into a binding agreement. By using our services you confirm that you meet these requirements.
Any information you provide to us must be accurate, current, and complete to the best of your knowledge. You agree to keep us informed of any material changes to your situation that could affect the services we provide. We may refuse or discontinue service to anyone at any time, for any lawful reason, without notice.
Back to topThe specific details of any service we provide to you will be set out in an engagement, a written scope, or an agreed description of work. This document outlines the services to be provided and any limits to those services.
We provide the described services with reasonable care and skill. Our work is performed based on the information you provide and the instructions you give us. We may ask for additional information or clarification where it is needed to do the work properly. The scope of work may be revised if you request additional services, and such revisions will be agreed in writing.
We value clear boundaries in every engagement. Before work begins, we will confirm with you what is included and what is not, so there is no confusion about timelines, deliverables, or expectations on either side. If your needs grow beyond the original scope, we will discuss that openly with you and adjust the arrangement accordingly, rather than quietly expanding or limiting the work without your input.
An engagement does not transfer ownership of any financial institution. We do not take custody of client funds or assets and we do not maintain control over any account that belongs to you unless a separate, explicit agreement says otherwise.
Back to topThe fees for our services are described in the engagement or in a separate fee schedule provided to you before work begins. Unless otherwise agreed in writing, all fees are due at the times set out in the engagement.
We may require a deposit or an advance payment for certain work. Fees are quoted in Canadian dollars unless stated otherwise. If there are any taxes, duties, or charges payable related to our services, you are responsible for them unless the engagement states otherwise.
We may adjust our fee schedule from time to time. Any price change will be communicated to existing clients with reasonable notice, and it will apply only to work performed after the notice period. Outstanding balances must be paid in full before any related documents or records are released where such release is conditional on payment.
Back to topTo get the best results from our services, you have certain responsibilities that you must meet.
If you do not meet these responsibilities, we may not be able to deliver the services effectively, and we are not responsible for delays or outcomes that result from missing or inaccurate information.
We understand that life can be busy and that records do not always arrive on schedule. If you need more time, we would rather know early than let a deadline pass silently. Keeping the lines of communication open helps us serve you well and helps you get the full value of the engagement without unnecessary stress.
Back to topThe guidance we provide is given in the context of financial planning and bookkeeping support. It reflects the information available to us at the time and is intended for your use in making your own decisions.
Nothing in our services, guidance, or documentation constitutes legal, tax, accounting, investment, or insurance advice unless we are expressly engaged and qualified to provide it. Where you reasonably require such specialist advice, we encourage you to consult appropriately licensed or qualified professionals. Our role is often to coordinate the advice of such professionals so that the pieces of your plan fit together.
Financial markets and tax rules change, and results are never guaranteed. We aim to provide accurate and current information, but we cannot promise that the information we share will always be current or that your financial outcomes will match any particular expectation.
Back to topWe treat your personal and financial information as confidential and protect it in accordance with our privacy policy and applicable law. We do not disclose your information except as permitted by those rules or as required by law.
We expect the same consideration from you. Where we share proprietary methods, templates, or background materials with you as part of our services, you agree to keep them confidential and to use them only for your own purposes, not for the benefit of a competitor or any unrelated party.
Back to topAll content on our website, including text, graphics, layout, and branding, belongs to Trs Financial Services Limited or its licensors and is protected by applicable law.
You may view and print pages from our website for your own non commercial use. You may not reproduce, distribute, modify, or republish any content from our site without our prior written permission, except where you are incorporating documents we prepared for you into your own business records.
Our name TRSFINANCE, our logo and related branding may not be used without our permission in a way that suggests endorsement or partnership unless a separate agreement covers that use.
Back to topYou agree to use our website and services only for lawful purposes and in a way that does not interfere with their proper operation.
We may suspend access to our website or services if we reasonably believe that your use violates these rules or threatens the security or availability of our systems.
Back to topWe work to keep the content on our website accurate and useful. However, information on the site is provided for general informational purposes only and may not always be up to date.
The website does not constitute an offer, and no content on it should be relied upon as the sole basis for any financial decision. Before acting on anything you read on our site, we encourage you to confirm the details with us or with an appropriate professional. All content is provided without warranties regarding its accuracy or suitability for your particular circumstances.
Back to topOur website may contain links to websites or resources provided by third parties. These links are offered for your convenience only and do not mean that we endorse those sites or their content.
We have no control over the availability, accuracy, or practices of third party sites. Your use of any third party website is subject to the terms and policies of that website. We are not responsible for any loss or damage arising from your use of third party links or resources.
Back to topOur website and services are provided on an as is and as available basis. To the fullest extent permitted by law, we make no warranties, express or implied, regarding the website or our services, including implied warranties of merchantability, fitness for a particular purpose, and non infringement.
We do not warrant that the website will be uninterrupted, error free, or free of viruses or other harmful components. We also do not warrant the results that may be obtained from the use of our services. Any reliance you place on information from our website is strictly at your own risk.
Nothing in these terms operates to exclude or limit warranties, rights, or remedies that cannot be excluded or limited under applicable law.
Back to topTo the fullest extent permitted by law, Trs Financial Services Limited and its team shall not be liable for any indirect, incidental, special, consequential, or exemplary damages, or for any loss of profits, revenue, data, or goodwill, arising out of or related to your use of the website or our services.
Where liability cannot be excluded, our total aggregate liability for any claim arising out of or related to the website or our services shall not exceed the total fees you actually paid to us for the specific services that gave rise to the claim in the twelve months preceding the claim.
You acknowledge that financial results depend on many factors beyond our control, including market conditions and the accuracy of information you provide, and that we cannot be held responsible for those outcomes.
Back to topYou agree to indemnify and hold harmless Trs Financial Services Limited and its team from and against any claims, losses, costs, expenses, or legal fees arising out of or related to your breach of these terms, your misuse of the website or services, or your violation of any law or the rights of any third party.
This obligation to indemnify continues after your use of the website or services ends and applies to any claim that results, in whole or in part, from your actions or inactions. We will notify you of any such claim in a timely manner and give you a reasonable opportunity to participate in the defence.
Back to topEither you or we may end an engagement at any time for any reason, or for no reason, by providing written notice. In the event of termination, you remain responsible for fees for services provided up to the date of termination.
We may suspend or terminate your access to our website or services if you breach these terms, if required by law, or if continued service is no longer appropriate for reasons we consider reasonable. Upon termination, provisions of these terms that by their nature should survive, including warranties, liability limitations, and indemnity obligations, will continue to apply.
Back to topThese terms and your use of our website and services are governed by and interpreted in accordance with the laws of the Province of Ontario and the applicable laws of Canada, without regard to conflict of law principles.
Any dispute arising out of or related to these terms shall be resolved in the courts located in Ontario, Canada. You agree to submit to the jurisdiction of those courts for the resolution of any such dispute. If you are located outside Canada, you agree that these terms will still be governed by the laws described above, and you consent to that jurisdiction for any legal proceedings.
Back to topThese terms, together with our privacy policy and any engagement documents, constitute the entire agreement between you and Trs Financial Services Limited regarding the website and services, and they replace any prior agreements or understandings.
We may update these terms from time to time. When we do, we will revise the effective date at the top of this page and, where appropriate, notify you directly. Your continued use of the website or services after changes take effect constitutes your acceptance of the changed terms. It is your responsibility to review this page periodically.
If any part of these terms is found to be unenforceable, the remainder of the terms will continue to have full force and effect, and the unenforceable part will be interpreted to give effect as closely as possible to its original intent.
Back to topIf you have any questions about these terms of service, please contact us using the following details.
Company: Trs Financial Services Limited
Address: 901-30 Duke St W, Kitchener - N2H 3W5, Canada (CA)
Email: assist@trsfinance.buzz
Phone: +17728747415
We are glad to answer your questions and to make the terms of our relationship as clear as they can be.
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